Most lenders would have turned this deal away immediately. We didn’t.

Our client needed a quick bridge loan to cover construction costs at his commercial property, but all of his equity was in his primary residence and his commercial property was tapped out. That’s where most lenders would have stopped—because nearly every lender refuses to do business-purpose loans against primary residences.

But at SEP Capital, we do things differently.

We funded an $800,000 second-position loan on his primary residence with no credit checks, no income verification, and no tax returns required. We got it done in just one week, giving him the liquidity he needed to finish his project—without the hassle, delays, or roadblocks of traditional lenders.

This is what common-sense lending looks like.

Deal Details:

Stanford Ln, Sarasota, FL 34231
1st Position Lien: $805,000
2nd Position Lien: $800,000 (our loan)
Collateral value: $3,800,000
Term: 24 Months